Underwriting a Loan

Underwriting a Loan

Towards the end of loan processing during a home purchase you will be informed that your loan has gone into underwriting. What does that mean? Mortgage underwriting  is the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable. Banks and lenders create guidelines  that analyze the […]

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The Truth About Home Mortgage Rates and Downpayments

The Truth About Home Mortgage Rates and Downpayments

 There has been a lot of coverage in the news lately on interest rates, factors that cause an increase or decrease and how movement will affect the overall housing market. A more important topic that has gone unnoticed is the fact that mortgage credit policies have eased up a bit in the last few years, making it […]

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Seller Disclosure of Past Repairs

Seller Disclosure of Past Repairs

Do we have to disclose something that used to be a problem, but that is no longer a problem? Sellers are sometimes reluctant to disclose things that, in their minds, have been “taken care of.” Perhaps there was some minor water damage which wasn’t great enough to file an insurance claim. You could have hired […]

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Should I Leave Utilities On When My Home is Listed?

Should I Leave Utilities On When My Home is Listed?

Many times a homeowner will want to discontinue the water, gas and electricity on their home if they aren’t living there. As that’s an added expense, it makes sense. However, there are good reasons to keep everything running. Prospective buyers may want to see the home in the evening or on an overcast day. They […]

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Repairs: Getting Your Requests Accepted by the Seller

Repairs: Getting Your Requests Accepted by the Seller

Buyers and agents alike struggle with what repairs to ask for during the inspection period. Home inspection reports are quite detailed and include maintenance items as well as those which actually need attention. Striking a balance between not addressing the important items and asking for too many can be challenging. Scott Drucker, General Counsel for […]

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Dining in Marana, AZ

Dining in Marana, AZ

Marana has been a major farming and agricultural area in Tucson for many years.  It’s known for specialty agriculture and craft beer. Made from white Sonoran wheat, their beer is being carried by many local restaurants. In addition, the home-grown barley is used in alcoholic beverages such as Whiskey Del Bac. The Catalina Brewing Co. […]

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Dude Ranches in Marana, AZ

Dude Ranches in Marana, AZ

Throughout the years, dude ranches have been an integral part of Arizona history. Silver Screen stars such as John Wayne, Gary Cooper and Paul Newman utilized these ranches as a tool to learn their parts. Not that it was all work. Even then, dude ranches were a great place to kick back and relax.’ While […]

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Marana, AZ – Birdwatching

Marana, AZ – Birdwatching

The Town of Marana  extends along Interstate 10 from the line between Pinal and Pima County to the Tucson city line, except the area around the  community of Rillito. The town has a history of farming and ranching. The Tucson Mountains and the western half of Saguaro National Park are located to the south. Phoenix is approximately 90 minutes north via Interstate 10. Population is over 38,000 Though relatively small, you […]

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Caulking a Shower

Caulking a Shower

Last weekend, Rob & I decided to tackle a task we’d put off too long: caulking the shower pan in our walk-in shower. As two unhandy people, the task seemed daunting, but we were able to complete it. Here are some tips for you do-it-yourselfers: Thoroughly remove old caulk. Caulking over it will not be […]

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Purchasing a Home with Solar Panels

Purchasing a Home with Solar Panels

Solar panels are great for electrical savings and the environment, but you must be careful when buying a home with them. Your first question should be, “Is the system owned or leased”? If the system is owned then your primary concerns are with the condition, maintenance and output of the system. Your home and roof […]

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Big Changes in the AZ Purchase Contract

Big Changes in the AZ Purchase Contract

Arizona has one of the best written purchase contracts in the nation as far as protecting both the homeowner and the buyer. However, there were a couple key areas which required some tweaking. As of 2/1/2017, we have a new version of the purchase contract. Here are some key differences: Section 1: Asks for a […]

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Traffic Update for Sunday January 29th- I-10

Traffic Update for Sunday January 29th- I-10

I-10 DELAYS SUNDAY JANUARY 29TH Motorists who use Interstate 10 southeast of downtown Tucson Sunday morning, Jan. 29, may encounter brief delays due to overhead utility work between Kolb and Rita roads I-10 traffic will be closed intermittently in both directions for up to 15 minutes between 6 a.m. and noon Sunday. Drivers should allow […]

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What Happens to Your Mortgage When You Die?

What Happens to Your Mortgage When You Die?

Many folks designate who inherits their home should they pass away, but few consider the ramifications of the decision should they die before the mortgage is paid. If you have a co-signer or co-borrower, the home and mortgage responsibility would automatically pass to them. They can either maintain the home and continue payments or sell […]

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Cleaning Out Your Garage

Cleaning Out Your Garage

Can’t park your car in the garage? Time to clean it out. What’s the best way to do this without moving? First of all, enlist the aid of as many family members as possible. Set a date and keep it. Get some pegboards for tools, cabinets from Home Depot or clip-together shelving, overhead shelving to […]

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A Quality Real Estate Experience

A Quality Real Estate Experience

For my birthday this year I received a Brahmin purse. As a person who typically buys bags at Ross Dress for Less, this was a real treat. From day one, I’ve loved this bag. It made me consider what it is about this product that justifies its price tag. First of all, it’s all genuine […]

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Vail Theatre of the Arts

Vail Theatre of the Arts

If you’d like to see a quality production of the Nutcracker Ballet, but don’t relish fighting the crowds downtown, consider viewing it at our very own Vail Theater of the Arts. Located next to Empire High School this theater offers a variety of entertainment, both amateur and professional. Most performances come from the students of […]

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Raytheon to Bring 2000 Jobs to Tucson

Raytheon to Bring 2000 Jobs to Tucson

Raytheon Company announced that it will add nearly 2000 jobs at the Missile Systems business headquarters over the next 5 years. The positions will be at all skill levels, with emphasis on higher level technical and engineering positions. Raytheon is Southern AZ’s largest private employer with a workforce of over 10,000 workers and 500 suppliers. […]

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Getting Rid of Weeds on Hardscape

Getting Rid of Weeds on Hardscape

  Many of us rejoiced when we moved from homes with lawns to those featuring rock landscaping. No more mowing or pulling weeds, or so we thought. Those nasty little critters find their way up through the rocks in dismaying abundance. What to do? Pre-emergent and post-emergent herbicides are widely employed to keep weeds at […]

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Reid Park Chili Cookoff

Reid Park Chili Cookoff

On Saturday, Rob & I attended the annual Chili Cook-Off hosted by the Tucson Firefighters. It’s a yearly fall event and a great place to check out a variety of chili concoctions. Rob & I sampled, Beef & Bacon Chili, Smoked Pork Chili, Chicken Chili, Chili with beans and without beans. Fortunately, you can buy […]

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Maintaining Your Gutters

Maintaining Your Gutters

  I ran across an article by a home inspector named Ken Roleke on gutter maintenance. Below is an excerpt which is very informational if you plan on taking on this task. The gutters on your home can collect debris, bugs, stick and leaves. It is important to clean them every six months. Cleaning Gutters […]

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Colossal Cave Road Project

As Vail, AZ grows, we are experiencing increased congestion between Acacia Elementary and Old Vail Middle School on Colossal Cave Road. Pima County is in the midst of an $8 million project to widen some areas and improve visibility. Adjustments to grade elevation are being made to improve the visibility and a two way left […]

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Be Good to Your Windows

Be Good to Your Windows

Everyone enjoys looking through a clean, clear window. They let us feel like we’re part of nature and less trapped inside our homes. Most of us try to keep our panes shiny and streak-free, but there are a few other maintenance items to be aware of. First of all, water is not your friend. Stains […]

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Tucson Happenings : August 26-28

Tucson Happenings : August 26-28

Events, Festivals, and Fundraisers Friday Night Live Main Gate Square August 26th, 7pm Night Wings Pima Air & Space Museum August 27th, 5pm Magdelena Bash Harvest Festival Kief-Joshua Vineyards August 27th, 11-5pm Apple Harvest Celebration Apple Annie’s, Willcox August 26th & 27th S.T.E.A.M Sundays Children’s Museum Tucson August 28th Teacher Appreciation Night Arizona-Sonora Desert Museum […]

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What Not to Do When Pricing Your Home

What Not to Do When Pricing Your Home

I came across a really good article written by Margaret Heidenry. She calls it “The Very Worst Home-Pricing Advice You’ll Ever Hear (and Why)”. Here are some mistakes to avoid making: Price the house based on what you feel is right:  Don’t look to the stars for that magical price. Look at square footage and […]

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Home Inspection Before Selling

Home Inspection Before Selling

Many Sellers ask us if it’s worth hiring a home inspector prior to placing their home on the market. It’s a great question and can certainly be beneficial in some cases. Here’s the upside: Discover deferred maintenance or unknown repair issues ahead of time. Why is this a benefit? Your Buyer’s inspector will most likely […]

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Wilmot / Sahuarita Road Project

Wilmot / Sahuarita Road Project

The Pima County Department of Transportation (PCDOT) is designing and reconstructing 7.1 miles of Wilmot Road between Sahuarita Road and where the pavement begins, about 3 miles south of Interstate-10. This is a Regional Transportation Authority (RTA) project which was approved by the voters in 2006. It begins at Sahuarita Road and ends approximately 3 […]

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Pathway to Purchase Program

Pathway to Purchase Program

FREE MONEY! I thought that would grab your attention but the money is/can be “free”. There is a new program for Tucson Homebuyers  for help with down payments and/or closing costs in which the city will provide  an interest free loan equal to 10% of the purchase price, up to a maximum of $20,000.  Buyers […]

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How your Roof Affects your Insurance Rate

How your Roof Affects your Insurance Rate

    If you’re thinking of changing the type of roof on your home, you may want to consider how it could impact your homeowner’s insurance. The age and type of roof is taken into consideration when assessing potential risk. Insurance rates are based on soundness of construction and replacement costs.  The information below is […]

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Keep Your Dishwasher in Tip Top Shape

Keep Your Dishwasher in Tip Top Shape

I’ve always had a dishwasher although my grandmother used to insist on doing the dinner dishes by hand. Claimed they came out shinier. I came across this interesting little article written by Ken Roleke of National Property Inspections and thought I’d share it with you. “The first motor-powered dishwasher was unveiled at the Chicago World’s […]

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Protecting Our Senior Citizens

Protecting Our Senior Citizens

As a member of the Tucson Association of REALTORS® Risk Committee, two of our objectives include informing REALTORS® regarding any risks that may affect their business, and to increase opportunities to be a resource to the community through education, awareness and Consumer Protection activities. As our population ages, one of the Risks to REALTORS® and […]

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Four New Listings!

Four New Listings!

Within the past 30 days we have been very busy with both Buyers and Sellers and today we activated our fourth listing. Here is a quick overview of each home: 845 S Eynon Place: Located in Vail, this 4 Bedroom, Lennar-built home is one of its most popular models, the Everest.  With granite counters, extended […]

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Disclosure of Death in a Home for Sale

Disclosure of Death in a Home for Sale

  Homes go on the market for a variety of reasons. Death of the owner is one. This brings up the question of whether the heirs who are now in charge of selling the home are required to disclose that someone died there. Here is what the Arizona Department of Real Estate has to say: […]

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Seller Preparation for Home Inspection

Seller Preparation for Home Inspection

You’ve accepted an offer on your home. Now comes the 10 day inspection period where the Buyer can do any type of inspection they wish and cancel if there’s something that’s a deal-breaker. You’ve taken good care of your home and kept up with the maintenance items, so there’s little to fear. Home Inspectors are […]

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Tucson’s Amazing Sky

Tucson’s Amazing Sky

Since our move here over 11 years ago, I have become more and more interested in Astronomy. A few months ago I joined the Tucson Association of Amateur Astronomers (TAAA) to see what it was all about. Since that time I have been to several meetings and completed a 3 day class on the Fundamentals […]

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Rural Living at its Best!

Rural Living at its Best!

We have a new listing in Sahuarita at 18038 S. Mann Avenue. Situated on 4.75 acres of natural desert, this is the perfect place for people who don’t want their neighbors breathing down their necks. The owners of this 2144 sf home put a lot of thought into its construction. Using quality materials, this stucco […]

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New Listing on 1.28 Acres

New Listing on 1.28 Acres

This weekend we listed the home at 8051 S. Avenida Ana, located off of Old Spanish Trail in Southeast Tucson. The home is in a small, acre lot subdivision called Rincon Valley Estates. The home is a Palace, with high ceilings, a very open floor plan (2,805 sf) and curved windows framing a panoramic view of the […]

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The Houghton Corridor is Expanding!

You may know Civano as a picturesque environmentally conscious neighborhood located on the East side of Tucson between Irvington and Valencia Roads. Not only does it boast tree-lined streets, colorful homes and friendly neighbors, but it has its own club house, pool, coffeehouse and yoga studio. Now a new community will be built on the […]

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